Discover • Understand • Serve
If you were asked to list 15 features of the ideal investment, what would you say?
- High rate of compound interest return?
- 100% guaranteed safety? Know you will never lose one dollar you put into this and never lose one dollar of growth you accumulate.
- Liquidity? Gain immediate access to your cash without paying tax or depleting your savings/growth.
- Tax benefits? Pay no tax at death, including tax advantaged growth within the investment.
- No market volatility? Let the unstable global economy do what it will.
- Funds your retirement, business expansion, car, house, etc.?
- Tax free growth? Like an RRSP, however, when you want to access your money you don’t have to pay tax to take it out.
- Creditor proof? No one can come after your money as it is protected.
- Inflation proof? Compounded high rates of return that are not taxed.
- Easy to manage? Set it and forget it. No need to worry about what the markets are doing
- Easy to understand and control? You control the asset and self-manage the deposits
- Low fees or no fees
- Legal and reputable – 100+ year old company has paid dividends EVERY single year since 1936.
- Private no government intervention or monitoring
- Death benefit guarantee after one payment
What's the catch? Is this for you?
- You must have discipline. You must change the way you think about money. It’s not what you earn, it’s what you save, and where you put it.
- You are ages 35-55 healthy
- You already own or qualify for life insurance
- You want to minimize taxes
- You are interested long term vs short term thinking
- You are medium to high net worth
- Your household income is over $100,000 & investible assets $50,000+
- You are comfortable with debt but market risk averse
- You have good credit history
- You have reliable discretionary cashflow
- You have realistic expectations and perception of market volatility
- You are interested in tax strategies and comprehensive financial, retirement and estate planning