Insurance for the “Uninsurable”

Discover • Understand • Serve

Those with the following health conditions may still qualify for Non-Medical Life Insurance:

Heart attack
High Blood Pressure
High Cholesterol
Serious Blood Disorders
Bypass Surgery
Kidney Disease
Diabetes requiring daily insulin
Chronic Respiratory Conditions
Multiple Sclerosis
Suicide Attempts
Alcoholism or Drug Addiction
Hepatitis B or C
And Many More …

Think you don’t qualify for any kind of insurance? Think again.

We have solutions for people who have suffered cancer, heart attacks, stroke, diabetes, MS, alcoholism, and many other things

We have a better solution

Your Unique Priorities

  • You want NON MEDICAL plans! ! This means you don’t have to get bloodwork or urine tests or doctors reports when applying.  All you have to do to qualify is answer a list of questions honestly.
  • The elderly and retired….These plans are available up to age 85.
  • We have plans for temporary foreign workers on work visas.
  • People who think they can’t afford insurance… we have solutions.
  • High risk sports like rugby, bungee jumping, skydiving, rock climbing, diving, parasailing, mountain biking, racing, motorbiking and professional athletes.
  • Insure children with family plans so they are covered BEFORE THEY ARE BORN!!
  • Even if you’ve had Cancer, Heart attack, Stroke, High Blood Pressure, High Cholesterol, Angina, Serious Blood Disorders, Bypass Surgery, Kidney Disease, Diabetes requiring daily insulin, Chronic Respiratory Conditions, Alzheimer’s, Dementia, Multiple Sclerosis, Suicide Attempts, Alcoholism or Drug Addiction, Hepatitis B or C, Liver Disease, Depression & many more “uninsurable” illnesses, we can help you.

Your Unique Needs

  • Anyone hard to Insure
  • Those that have been declined recently or in the past for Insurance requiring medical testing
  • Those who would like to purchase a small amount of coverage for Final expenses & do not want to have any medical tests done.
  • Those with poor medical history and would likely not qualify for traditional Life Insurance
  • Non-smokers and smokers  Some Cigar and Marijuana smokers classed as non smokers also.
  • Anyone who does not want to go through medical testing & is uncomfortable with needles
  • Anyone wanting fast and immediate coverage

Our Unique Solutions

  • Desjardins Critical illness coverage for children non medical with return of premium if not used.
  • IA Simplified Issue Life and Critical Illness for all ages
  • Combined Insurance Hospital Essentials for Accidents and Sickness
  • Combined Insurance Cancer Care Plus Heart Attack and Stroke
  • IA Cancer Guard
  • IA Acci 7
  • Canada Protection Plans